MONTONIO AFTER-TAX
1. Buy now – pay later: with the payment option, you can pay for your goods in a month’s time without any extra charges. 0% interest, €0 contract fee and €0 management fee.
2. Spread payments over three months: pay for the goods in three equal instalments over the following three months. 0% interest, €0 contract fee and €0 management fee.
3. For a longer period: 3-60 months, interest from 14.9% on the balance.
With Montonio, it is possible to get a hire purchase offer from several creditors with a single application and choose the one that suits you best. To apply for an instalment, select Montonio as your payment method, fill in the credit application and, if you wish, sign an agreement with the credit provider of your choice. Montonio’s partners are TF Bank AB Estonia branch, Svea Finance AS and IPF Digital AS.
Pay for your purchase with Montonio instalments – one quick application gets you an offer from several lenders at once.
Add the products you want to your shopping cart and select “Compare postpaid offers” as the payment method in your shopping cart.
Select the appropriate contract period and fill in the application. You will then receive financing offers from several lenders without leaving your shopping cart. Check out the content and conditions of the offers, choose the one that suits you best and complete your purchase.
Terms and conditions for payment in instalments:
- Amount to be financed by instalments EUR 100-10 000
- Period 3-60 months
- Interest starting from 5,9% of the loan amount
The credit intermediary is Montonio Finance OÜ. The monthly instalment of the instalment is €22.22 and the annual percentage rate of charge is 30.45%, based on the following model conditions: cost of goods/services €400, 0% down payment, interest of 9.9% per annum on the amount of the loan (fixed), contract fee €9, monthly account management fee €1.5, instalment period 24 months, payable in monthly instalments. Total cost of the credit €533,21. If necessary, consult a professional.
